Referral Links – Free $$$

Welcome to my referral links page. Most of my offers are for those in the United States. I hold accounts at all of these institutions and have had decent luck with them (YMMV). This page is not intended to serve as any form of financial advice and I’m not a financial advisor. Do your own research before opening any of these accounts. Almost all offers require some form of verification / KYC . Thanks for using my links – Pete (SuperBankOfferMan).

Jovia Credit Union – $150 Signup Bonus plus $85 Referral

To get the bonus: 

1) Open an account using this link:
2) During signup enter my referral code of: 326542
3) See dedicated post for the detailed walkthrough:

DCU Credit Union – $20 Dollar Bonus – No Direct Deposit Required (Has been as high as $100)

To get the bonus: 

1) Open an account using this link:
2) During signup be sure to add the checking account and debit card.  (You may also need to join “Reach our for schools”if you don’t qualify based on your location – $10).
3) Once you receive your debit card make 5 debit purchases.  
4) You’ll get your bonus within 30 days of completing activities.  
5) Read terms here:

Public – Free Fractional Stock with Sign Up

Use my link here:

Chase Freedom $200 Bonus for $500 Spend

Use my link to open a new Chase Freedom or Chase Freedom Flex card and get $200 bonus after
you spend $500 in the first 3 months.  Alternatively open a Chase Freedom Student Card and
get $50 after first purchase.  

1) Open account with my link:

2) Spend $500 within 3 months.

3) Get a $200 bonus.  

Capital One Quicksilver $200 Referral Bonus

Capital One Quicksilver has features like: No Foreign Transaction Fees, Extended Warranty, Capital One Shopping, Complimentary Concierge Service and Capital One Travel.

1) Open account with my link:

2) Spend $500 within 3 months.

3) Get a $200 bonus.  

Path Crypto Platform Waitlist

Path is an SEC-registered investment firm offering solutions to simplify and personalize the cryptocurrency investing experience. Join the waitlist and get $25 when the platform launches:

1) Simply join the waitlist after clicking on my link:
2) Get $25 when the platform launches. Get $10 for each referral.

Upgrade Checking – $50 Bonus for Opening, Funding and 3 Debits

There’s a referral offer where you can get $50 just for making  3 debit purchases.  No direct deposit required!

To get the $50 bonus: 
1) Sign up for Upgrade Rewards Checking using my referral link:
2) Make 3 or more debit card transactions within 60 days
3) You’ll get $50 deposited in your account

Webull – Free Stocks when you Join and Fund

Webull is always running a referral promotion. Promos vary from 2 free stocks to 12 depending on what deal they are currently running. Click the link below to open an account. The page that opens will show what the current deal is. Most deals require deposit of any amount to get payout:

Rakuten Shopping Portal – $30 Offer when you spend $30

Nice Bonus for opening now: You just need to spend $30 on something purchased through the portal. Use my link to signup:

Get $25 dollars in BTC with Nexo for Depositing $100!

Summary: Join Nexo and top up with $100 or more and earn $25 dollars in BTC available to withdraw in 30 days.

Note: You can deposit USD, EUR or GBP. If you deposit crypto make sure the value
stays over $100 in the 30 days otherwise you would lose the bonus. Depositing a
stablecoin may be your best choice if depositing crypto.

1) Sign up for a new account using my link:
2) Pass advanced verification to confirm identity.
3) Top up your account with at least $100 in assets.
4) We will each earn $25 dollars in BTC that will unlock in 30 days.

Stacked – Smart Crypto Investing Platform (Waitlist) – $25 Bonus – Haven’t heard much about this lately, may be dead

Summary: Introducing Stacked Managed Portfolios—a smart cryptocurrency advisor platform tailored to your needs. Join the waitlist to get $25 and early access to the future of digital asset investing. Use my waitlist referral link:
Full Terms:

Get $5 from Cash App

Sign up for cash app, link a bank account and send someone $5 and you’ll get a $5 dollar bonus. Cash app is useful for it’s intended use and also for satisfying debit requirements for other accounts you open. Open using my code KZDMFVD or using this link: . If you need someone to send to so you can get the bonus you can send me $5 and I’ll send it back. User $peek5000.

Earn $30 with Varo for funding and spending $20

Summary: Varo is a nice simple online banking platform with no monthly account fees. Contactless debit card and ability to get cash free from over 55,000 Allpoint ATMs. Bonus posts in 4-7 business days after you fulfill the requirements. There is also a savings account option that pays 5% if you have $1000 in direct deposits per month.
Bonus Steps:
1. Open an account using my link:
2. Link your bank and deposit $20
3. Spend $20 with your Varo Debit card
4. $30 will be deposited in your account.
5. Full Terms:

Swagbucks – Shopping Portal – Great Offers, Cash Back

Summary: swagbucks is my favorite shopping portal. They offer many great offers, some of which end up being a net gain, others are just great ways to try out products like meal kits, virus scan, banks, many different options. They aren’t perfect (sometimes things don’t track) but overall, I’ve done well with them. If you use my referral link you can earn $10 in swagbucks.
Referral Terms: You must “Activate” the Bonus in the Swag Ups section of your account. Bonus value is earned in the form of points, called SB. Get a 1000 SB bonus, which is equivalent to $10 in value, when you spend at least $25 at a store featured in You must receive a minimum of 25 SB for this purchase, which you must complete within 30 days of registration. and travel purchases do not qualify.
My referral link:

M1 Finance – $10 Bonus for $100 Deposit

Summary: This is one of my favorite investing platforms.  It allows you to automate your investing.  You just choose your investments, turn on auto invest and setup a weekly, biweekly or monthly transfer and the money will be automatically invested in the stocks/funds of your choice. The site includes pre-built pies of different ETFs and stocks and you can also setup your own options.
Bonus Steps:
1. Sign up with my referral link:
2. Create an account and deposit $100 minimum.
3. You will receive your $10 bonus within 7-14 days of your deposit. You must maintain your initial deposit in the account for 30 days.

Firstrade – Free Stocks with $100 Deposit

Summary: A nice simple stock trading platform with no fees.
Bonus: Get a Free Stocks with Firstrade with $100 deposit.  One free stock for opening your account and another for funding with $100 or more within 30 days of approval:

Prizepool – The #1 Prize Linked Savings Account

Summary: The bonus for this may be no longer available, I don’t see it mentioned when the link is clicked. Still a nice platform. Prizepool is savings account/prize platform where you are given tickets to enter drawings. They pay out thousands of prizes each week totaling $50,000 each month! Get a 10% bonus on all your prizes by using my referral link. My referral code is VK1V6 or click this link:

Alto Crypto IRA – Get $50 when you open a Crypto Roth IRA.

Important Terms: This account has a fairly high fee to close the account ($50). So, I don’t recommend it just for the bonus. I opened the account for long term holding. Also, this is not SIPC insured like a normal IRA. This post doesn’t constitute financial advice.
Summary: Alto allows you to invest in Crypto within a Roth IRA (they also offer other alternative investment products). Their platform is fairly simple to use and allows you to buy up to 150 cryptos (any offered through Coinbase). You can setup limit orders, market orders and buy and sell in the platform. If doing this within a Roth IRA your gains aren’t taxed (however the account has same withdrawal rules as a normal Roth IRA).
Risk: All investing has risk (especially true with crypto). Please, do your own research. This post is not a recommendation to buy or sell any securities or invest in anything. Steps to open the account:

  1. Read up on the platform and do your research:
  2. Open a crypto IRA account using my link:
  3. Deposit at least $100 into the account.
  4. Get a $50 bonus in your account (I get $50 as well).